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dc.contributor.authorFuenzalida, Marcelo
dc.contributor.authorRuiz-Tagle P., Jaime
dc.coverage.spatialCHILEes_ES
dc.date.accessioned2019-11-01T00:05:01Z
dc.date.available2019-11-01T00:05:01Z
dc.date.issued2010
dc.identifier.isbn978-956-7421-34-3
dc.identifier.urihttps://hdl.handle.net/20.500.12580/3765
dc.descriptionHousehold indebtedness in Chile has received considerable attention in recent years because of the financial deepening process underway in the economy. Although various macroeconomic indicators show significant increases in the last decade, there are few tools for evaluating the real vulnerability of this sector from a financial stability perspective. One of these tools is stress testing using microeconomic information. Although households may face a variety of financial risks from a range of sources, the household sector is most sensitive to changes in household income, such as those caused by unemployment (Debelle, 2004a, 2004b). Moreover, household vulnerability to aggregate shocks that raise the unemployment rate will depend on both debt distribution and household characteristics. The heterogeneity of indebtedness levels and income uncertainty calls for microeconomic analysis.
dc.format.pdf
dc.format.extentSección o Parte de un Documento
dc.format.mediump. 299-326
dc.language.isoeng
dc.publisherBanco Central de Chile
dc.relation.ispartofSeries on Central Banking, Analysis, and Economic Policies, no. 15
dc.rightsAttribution-NonCommercial-NoDerivs 3.0 Chile*
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/3.0/cl/*
dc.subjectRIESGO FINANCIEROes_ES
dc.subjectDESEMPLEOes_ES
dc.subjectHOGARESes_ES
dc.subjectDISTRIBUCIÓN DE RENTASes_ES
dc.titleHousehold financial vulnerability
dc.type.docArtículo
dc.file.nameBCCh-sbc-v15-p299_326


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Attribution-NonCommercial-NoDerivs 3.0 Chile
Excepto si se señala otra cosa, la licencia del ítem se describe como Attribution-NonCommercial-NoDerivs 3.0 Chile